Financial Planning

We understand that when it comes to financial planning, our members are looking for independent trusted advice that adds value. Circle Square has selected three trusted firms, on the basis of their personal service, to join our trusted providers to advise our members on their financial futures.

Vintage Wealth is a medium-sized Independent Financial Adviser (IFA) practice authorised and regulated by the Financial Conduct Authority (FCA). Based in North London, the company offers a wide-ranging service to clients in both the individual and corporate markets. The company has built up a strong reputation for imaginative solutions, exemplary service and true professionalism in a complex market.

Rathbones is one of the UK’s largest independent wealth managers, and they’ve been helping people manage their money for more than 275 years. Over this time they’ve established a reputation for providing a detailed and personal service through a long-term perspective. In many cases, they have relationships with several members of one family, which have lasted for a number of generations.

Eden Gate has one central belief: financial planning is about your life, not just your money. Working together, they’ll uncover the solutions essential for a secure future. Their services are designed to help you answer life’s big questions, through financial planning, retirement planning, financial protection, estate planning, divorce support, investing, and tax planning.

Below are more details on the types of advisory services available to Circle Square members.

 

Financial Advisory Services

Vintage Wealth Management provides a full suite of services and is committed to building lasting relationships underpinned by mutual understanding and trust. They have 25 fully FCA regulated individuals, including specialist advisers, renowned for their industry insight and holistic approach effectively applied to even the most complex planning situations. 

Vintage services cover financial planning, Tax and Estate planning (Inheritance Tax Planning and Post retirement planning), savings and investments, personal protection as well as mortgage and equity release services.

 

Rathbones role, when providing financial planning services, is to help you make informed decisions with your money based on what matters most to you and your family. They know that organising your finances and planning your future can be time consuming and complex, often involving many options. Many people who come to Rathbones for financial planning use their investment services too. They’ve made it easy for you to access their investment expertise in a way that suits you. That includes a bespoke service where you’ll work with a dedicated Rathbones investment manager who will construct and manage a bespoke portfolio that is specifically tailored to your needs..

 

Eden Gate has one central belief: financial planning is about your life, not just your money. Working together, they’ll uncover the solutions essential for a secure future. Their services are designed to help you answer life’s big questions, through financial planning, retirement planning, financial protection, estate planning, divorce support, investing, and tax planning.

Driven by clients’ problems and their desired outcomes, everything Eden Gate does centres around building lasting relationships. They have the team, talents, and partnerships to understand your most pressing needs right now, and your aspirations for tomorrow.

Clients talk about Eden Gate’s diligence and patience in helping them understand the process and achieve their goals, with one saying they “couldn’t have felt more comfortable.”

The Circle Square offer

Vintage Wealth understands that there are many elements to consider when it comes to managing your wealth, which is they recommend undertaking a regular financial review or ‘health check’. Their wealth management team are available to conduct a no obligation complimentary review on your behalf, focusing either on you as an individual or on your business or both. Conducted via Zoom, this session can be tailored according to your requirements, with our team of specialists able to explore any challenges and ide

 

Rathbones will hold an initial meeting with an experienced and qualified professional to talk about your needs and decide how they can help, offered to all Circle Square members free of charge. They will hold a follow-up meeting to explain their recommendations, answer any questions you may have and agree the next steps.

 

Eden Gate is offering members an exclusive 15% discount on their initial fees. They’ll also provide you with a free, no-obligation initial meeting, either virtually or face to face at a place of your choosing.

Your initial meeting with Eden Gate is designed to give you the space to tell them about your goals. Afterwards, they’ll use specialist software to work out how your circumstances could change over time. Then they’ll agree on a plan and put it into action for you.

The Eden Gate team will go the extra mile to bring your dreams to life. From your initial enquiry to implementation, they’ll make the journey seamless and stress-free.

 

Please contact Teresa, our membership co-ordinator, for an introduction to Vintage Wealth, Rathbones and/or Eden Gate.

Vintage Wealth logo

Formed by two directors who have worked in the Financial Services industry since the 1980s, the Vintage Wealth Management (VWM) story began with Vintage Financial Limited which resulted from the merger between Bond and Stein Limited and Aztec Financial in 2004. VWM subsequently evolved to focus closely on high-net-worth individuals, private investors, and entrepreneurs. Our offering to private clients spans the full array of financial planning services, including residential mortgages, equity release, post-retirement planning, family protection as well as tax and estate planning. We offer our corporate clients commercial finance, business protection, as well as SIPP’s and SSAS. 

We also offer a Centralised Investment Proposition (CIP) service on an advisory basis or on a managed portfolio basis by our associated company Vintage Asset Management, offering a range of active and passive investment solutions selected from the whole of market.   

As traditional advisers with forward-thinking ideas, diverse experience, and an extensive network, we have an unrivalled reputation for visionary solutions and delivering customer service of the highest standard. 

With roots dating back to 1742, Rathbones has been a provider of financial services to private individuals and charities for a number of years.

The company listed on the London Stock Exchange in 1992 and in that same year, it pioneered one of the UK’s first tailored ethical and sustainable portfolio services, which led in 2004 to the formal establishment of Rathbone Greenbank Investments.  In 2009, Rathbones became one of the first investment managers to sign up to the UN-endorsed Principles for Responsible Investment, which promotes environmental, social and governance considerations.

Today the firm operates out of 23 locations across the UK and Jersey, with over £100bn of assets under management.

The Rathbone family motto of “gently in manner, firmly in action” has been a guiding principle for the firm throughout its history and continues to inspire its employees today as they strive to be responsible and thoughtful custodians of their clients’ assets.

Eden Gate was founded by Nigel Shaffer, a Chartered Financial Planner and Registered Life Planner with a proven track record. Nigel boasts an impressive career spanning more than three decades within the financial services sector. He previously won the 2Plan award for “New Adviser of the Year” and has been awarded VouchedFor Top Adviser every year since 2021.

At Eden Gate, Nigel passionately assists clients in resolving their financial dilemmas and realising their retirement dreams through comprehensive financial and life planning. He specialises in working with clients in their 50s and business owners who are looking at the retirement landscape.

The Eden Gate team is small in size but huge in expertise. They’re on a mission to connect the application of money and individual behaviour to our clients’ lives, to make their dreams and goals happen.

In everything they do, Eden Gate is guided by the question, “What do our clients need?” This approach informs their core values:

● Exceptional service: We work hard to ensure a superb client experience at every stage of the journey.
● Jargon-free: Our services and advice will remain simple and clear to understand.
● Clear focus: We promise to always remain professional and business-focused.
● Visible impact: We continue to allow clients to see and feel the benefit and value of advice.
● Build bonds: Our role as lifestyle financial planners is to create a strong community feel.

 

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