When it comes to your finances, trust is everything
We know that financial security and smart planning are key to making your next chapter ambitions a reality. Circle Square works with two top accountancy firms, each providing distinct services for our members.
BKL, a leading firm of chartered accountants and tax advisers, is our trusted partner to support individuals, families, charities, trusts, investors and landowners create, manage and preserve wealth between generations.
HW Fisher, a top 25 UK chartered accountancy firm, providing expert accountancy, audit, tax, corporate and financial advisory services, is our trusted partner to support entrepreneurs, SMEs, corporates, and high net-worth individuals.
Below are more details on the services available to Circle Square members.
The Circle Square offer
BKL is pleased to offer two complimentary services to Circle Square members:
Financial services review
In partnership with our associated company BKL Wealth Management, in a 45–60-minute review consultation online or in person that is free of charge, their independent financial advisers will review your savings, investments and pensions, and offer insights into the most cost-effective ways to protect yourself and achieve your financial ambitions.
Family wealth and inheritance summary
Based on a list of your assets and their approximate values, our family wealth team will provide you with a free summary report that:
- Identifies your current to exposure to inheritance tax
- Summarises the usual strategies to mitigate that exposure
- Comes to an interim conclusion on what actions to take
HW Fisher will hold an initial meeting with Circle Square Members free of charge to understand their financial needs and objectives, and to discuss how they can help. For those wanting to secure HW Fisher’s services on a longer-term basis, they will offer a 10% discount on the first year’s fees.
Please contact Teresa, our membership co-ordinator, for an introduction to the teams at BKL and HW Fisher: teresa.woodley@sharecirclesquare.com.
BKL understands the importance of building relationships with clients – understanding their worries and ambitions during their career and beyond it. Using decades of experience and specialist tax knowledge, they help you to make the right decisions at the right time, for yourselves and your families.
They share the passion of Circle Square members for paying forward and giving back. The BKL Foundation supports charitable causes in their local community and more widely; their status as a Certified B Corporation (which only a handful of UK accountancy firms have) recognises their dedication to acting ethically and with purpose, not just for profit.
‘Do the right thing’ is one of BKL’s values; ‘Take pride’ is another. They’re delighted to advise Circle Square members as they achieve amazing, enriching things and explore opportunities in their post-career lives. BKL services to individuals and families include:
Wealth management
BKL will help you to think through your finances and make significant improvements, whether by reducing your outgoings (without making any lifestyle changes) or by helping you to generate cash. Their financial advisers will recommend investments while considering opportunities to minimise your capital gains and inheritance tax liabilities.
Trust, estate and inheritance tax planning
By structuring your estate tax-efficiently, HMRC’s claim on your estate could be minimised so your loved ones receive more of your wealth. BKL will support you with other strategies include setting up trusts, preparing a will and lasting powers of attorney.
Probate services
Since 1933, HW Fisher has been supporting clients in achieving their ambitions. As a firm, they are best known for providing high calibre advice and innovative thinking to businesses of all sizes. HW Fisher work for clients with entrepreneurial mindsets and offer a handy one-stop shop to take care of your business and personal financial needs.
They offer a wide range of advice and financial expertise to their clients, from wealth management and estate planning to tax advisory, charitable donations and investment decisions.
Estate Planning
The tax rules surrounding trusts and estate planning are complex, particularly overseas trusts. HW Fisher’s specialist team are highly experienced in these areas and can advise you on how to minimise your tax liabilities.
Tax
Meeting your tax compliance requirements is essential. The tax advisory service from HW Fisher takes away the stress of dealing with an increasingly complex tax system, by ensuring that you clearly understand your individual responsibilities and have peace of mind that all deadlines are met. HW Fisher’s tax experts will also ensure that you do not pay more tax than you have to, by making the most of all the available tax allowances and benefit structures.
Charitable Donations
Charitable donations can be made in several ways, and the team at HW Fisher are experts in finding the most tax efficient ways to donate. Whether you are looking to make cash, land, goods or quoted stocks and shares donations, the team will give you the confidence that your donations will qualify for tax relief.
Investments
Whether you want to make your money work harder, secure a comfortable retirement or pass assets to the next generation in the most tax-efficient way, HW Fisher in partnership with Close Brothers Asset Management can help you identify and achieve your life goals.
Small Business Support
Across a wide range of services and sectors, the team at HW Fisher can provide accountancy expertise and personalised service to businesses ranging from entrepreneurial start-ups to major global corporations. If there’s a better, more financially efficient way of doing things, you can trust HW Fisher to help your business find it.