Personalised advice that reflects your changing lifestyle needs

Towergate Private Clients (Towergate Insurance) was one of the first partners to join our Marketplace and, thanks to ongoing excellent member feedback, they remain a popular choice for our members. The Towergate Private Clients team has plenty of experience in handling members’ needs with a straightforward ‘switchover’ process. To date, it has strong retention rates with its Circle Square clients’, and continues to be recommended by members for their trustworthy advice, superior customer service and in some cases, reduced costs for improved cover.

We work with Towergate Private Clients who provide a full broking service for High Net Worth individuals. As a specialist insurance broker, they offer a personalised service, with an emphasis on understanding your lifestyle, home and assets that determine your unique requirements. Working only with providers that meet its exacting standards, it maintains an A-rated panel of insurers through the Towergate Premier Home Product Suite® and prides itself on attention to detail and exceeding customer expectations.

Peace of mind is everything, and we’re pleased to be able to offer that to you through Towergate Private Clients.

Why Towergate Private Clients?

Life is for Living

With the right team, you can have peace of mind from personalised insurance advice. The Towergate Private Clients team will take the time to meet you to ensure your home, valuables and treasured assets are accounted for within your insurance portfolio. They can also help you to understand and manage potential risks by proactively signposting possible solutions, and offer sensible advice and best practice guidance. 

Life is about Balance

We all want to have the flexibility to enjoy the things we treasure, care for, and protect. Towergate Private Clients work with a panel of insurers, obtaining the best terms available to them for their Private Clients’.

Life is for new AdVentures

Your Towergate Private Clients Account Executive can also provide a concierge service for any healthcare or commercial insurances that you would like reviewed, drawing in specialist colleagues, through the New AdVentures programme. You may be considering a change of pace or direction, taking on a new role as a Trustee, embarking on an entrepreneurial adventure, mentoring start-ups or travelling and exploring abroad. Whatever your path Towergate Insurance is available to consult and advise you.

The Circle Square offer

Towergate Private Clients offers Circle Square members a no-commitment quotation process that can be done via phone, virtual meeting or if you prefer, a home visit.

This FREE Household Insurance Portfolio Health Check service, allows an Account Executive to review and understand your personal circumstances.

By providing a full review of your current home, contents and lifestyle insurance portfolio (motor vehicle, travel) Towergate Private Clients will help you to find a policy that reflects your unique needs so you can pursue new opportunities with the peace of mind that an advised service offers.

Why do I need a Household Insurance Portfolio Health Check?

It may be that your existing cover is perfectly suited to your current situation, or maybe you’ve outgrown your policy and a fresh review would be beneficial. You might wish to consider the following;

  • Has the value of your contents and personal items increased and when did you last have them evaluated?
  • Could you be at risk of underinsurance (or over insurance) because you’ve bought or sold significant assets or property?
  • When was the last time a market review for your policy was carried out?
  • Have you had any recent building works or renovations?
  • Are there any restrictive endorsements on your policy?

For more information please download the Household Insurance Portfolio Health Check brochure here

Case Studies

Getting the right cover, because Life is for Living

When your needs are complex it’s good to know you have expert help on hand to assist you in getting the true value of your assets right. A Circle Square member, with a notable collection of collectables and fine art, came to Towergate Private Clients for a market review of their household insurance. The new recommended insurer requested some of the specified items were re-appraised, identifying that a number of items in the collection were not suitably covered or categorised under their existing insurance policy leaving a significant underinsurance gap, which was then rectified through a revision to the policy.


Enhanced Specialist Cover because Life is about Freedom

Towergate Private Clients have access to specialist insurance policies that are designed for high value lifestyles. Working with a specially appointed panel of insurers means it has a wide selection when reviewing and making policy recommendations. Towergate Private Clients were able to assist a Circle Square member with finding a more suitable new household policy that enabled them to get cover for a high value watch, previously not covered by their existing policy, providing enhanced cover for the member.


Having flexibility because Life is for Adventure

Having the flexibility to change and align with complex needs and an evolving lifestyle is essential to ensuring you have the right household insurance cover in place. A Circle Square member came to Towergate Private Clients requiring cover for a newly purchased property, with a short deadline turnaround of just a few days. Although the initial insurance requirements were relatively simple, Buildings only, the client’s overall needs were complex requiring flexible cover that could remain relevant and appropriate to allow the inclusion of Contents at a later date, with a view to consolidating their portfolio upon renewal under the single High Net Worth policy. A suitable policy was found, providing adaptive cover to accommodate the projected changes in their requirements.

About Towergate Private Clients

Towergate Private Clients is a part of Towergate Insurance, one of the UK’s largest, independently owned insurance intermediaries, focused on high-quality insurance solutions that are tailored to meet your specific requirements.

Circle Square is an Introducer of Towergate Private Clients and Towergate Insurance that are trading names of Advisory Insurance Brokers Limited. Registered in England No.4043759. Registered Address: 2 Minster Court, Mincing Lane, London, EC3R 7PD. Authorised and regulated by the Financial Conduct Authority.

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